Our Story

Our Present

Sage Capital Bank, headquartered in Gonzales, Texas, is an independent community bank dedicated to the customers and communities we serve. We are committed to helping Texas businesses and families prosper.

At Sage, it is our mission to provide superior personalized customer service. We offer a diverse selection of banking and investment products, along with the most up to date online and mobile services.

Our highly trained staff of banking professionals are here to serve you and help you make sound financial decisions. We have grown a lot over the years, but we haven’t changed our commitment to core values or our customers. That commitment is here to serve you now and long into the future.

Our Future

Our story is the same from year to year, and generation to generation. Financial wisdom you can trust, warmly shared by a bank with the same ownership since our charter date in 1984. We’ve nurtured relationships with customers that last a lifetime and link the past to the present.

At Sage Capital Bank, we believe that the banking industry is undergoing a fundamental change. Customers are now highly mobile and constantly on the go and therefore they expect banking services that mirror their mobility. We understand this and are committed to providing the very best in online and mobile banking technologies.

We have learned over the years that continuity and change go hand-in-hand. We understand that a fresh approach to new experiences is vital in banking and in life, and with change comes the opportunity to grow and reach new heights.

Whether you prefer a traditional personal banking relationship or an online relationship, we’re here for you and will always strive to be the bank you want us to be. We are your neighbor. Your partner. Your bank. We are Sage Capital.

Our History

Sage Capital Bank was chartered as American National Bank in 1984 by a group of Gonzales businessmen with the mission to create a financial institution that would better serve the banking needs of the community. After establishing roots in Gonzales, the bank opened its first branch office in Lockhart in 1995. Today the bank has branch locations in Gonzales, Lockhart, Luling, New Braunfels, San Marcos, Shiner, Spring Branch, and Austin.

In 2008, as we began to explore additional opportunities for growth, we discovered that there were over 150 banks throughout Texas with some variation of an “American Bank” name. With that in mind, we decided to change our name. We wanted a name that would eliminate customer confusion with similarly named banks and build a strong, unique brand.

To better reflect our Texas values, our Texas roots and our mission as a community bank, we chose a name we could stand behind with pride. Sage Capital Bank brings to mind the qualities of native Texas sage – a shrub that is strong, resilient and native to the land. But sage also refers to knowledge, wisdom, and experience – someone revered for wisdom and good judgment. To better communicate these traits, our new name was paired with the tagline, “Financial Wisdom. Texas Roots.”

American National Bank was a name that served us well for 25 years. However, our new name reflects the same values but also separates us from the crowd. We want our customers and the communities we serve to know that there’s only one Sage Capital Bank.